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    Home » transaction monitoring

    Perpetual KYC (pKYC) in 2026: How High-Risk PSPs Can Replace Periodic Reviews With Always-On, Event-Triggered Customer Risk Monitoring

    March 30, 2026Updated:March 30, 202615 Mins Read

    In high-risk payment environments, customer risk does not change on a fixed schedule. Ownership can shift, transaction behaviour can change,…

    Visa Compelling Evidence 3.0 in 2026: How High-Risk Merchants Must Redesign Their Transaction Data Architecture to Win Fraud Disputes

    March 27, 2026Updated:March 27, 202618 Mins Read

    For most of the past decade, friendly fraud sat in a grey zone. Cardholders disputed legitimate transactions, merchants absorbed the…

    2026 EU Payments Crackdown: Instant Payments, PSD3/PSR and MiCA Enforcement in One Practical Update for Merchants

    March 20, 2026Updated:March 23, 202614 Mins Read

    For merchants and payment service providers selling into Europe, 2026 feels like a consolidation year for regulation. A series of…

    Adult & Dating Payments 2026: Reducing ‘Refund Fraud’ and Friendly Fraud Without Killing Conversion

    March 20, 2026Updated:March 26, 202614 Mins Read

    Adult entertainment and online dating have always sat at the high‑risk end of the payments spectrum. These verticals combine recurring…

    AI vs AI in Payments: How 2026 Fraud Engines Battle Bot Attacks, Deepfakes and Synthetic Identities

    March 20, 2026Updated:March 26, 202613 Mins Read

    Fraud in payments has always adapted to new technology, but in 2026 the pace of change has become difficult to…

    Agentic Risk Engines: How 2026 Payment Stacks Auto‑Tune Rules, Thresholds and 3DS in Real Time

    March 20, 2026Updated:March 26, 202615 Mins Read

    For many merchants and payment service providers, risk management has historically meant maintaining long lists of fraud rules and checking…

    Carding (Card Testing) in 2026: The Merchant Defense Playbook That Stops BIN Attacks Before They Reach Your Acquirer

    December 24, 2025Updated:December 26, 202517 Mins Read

    Card testing used to sit in an awkward corner of fraud operations. Everyone knew it existed, most teams dealt with…

    Card Testing Defense 2026: The Modern Tool Stack (Bot Management + Adaptive Rate-Limiting + “Auth Hygiene”)

    December 24, 2025Updated:December 26, 202519 Mins Read

    Card testing has evolved into a form of automated reconnaissance rather than opportunistic fraud. In 2026, attackers no longer rely…

    Impersonation Fraud 2026: How Fraud Models Detect “Someone Pretending to Be You” Before Payments and Payouts Are Approved

    December 24, 2025Updated:December 29, 202518 Mins Read

    Impersonation fraud has emerged as one of the most consequential identity risks facing payment ecosystems in 2026. Unlike traditional fraud…

    Real-Time Transaction Monitoring 2026: Moving From Batch Alerts to Always-On Risk Decisioning (and Cutting False Positives)

    December 23, 2025Updated:December 23, 202520 Mins Read

    For years, transaction monitoring has operated on a delayed logic. Transactions were processed, alerts were generated in batches, and risk…

    Fraud Velocity & Transaction Sequence Modelling: The 2026 Guide to Detecting Bot Attacks, Card Testing & Rapid-Fire Abuse

    December 10, 2025Updated:December 11, 202522 Mins Read

    Over the past two years, fraud has changed shape. Instead of slow, isolated attempts, PSPs are now seeing bursts of…

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