MiCA Hard Enforcement Begins: CASPs Without EU Licences Face Immediate Market Exit
Updated:8 Mins Read
By late December 2025, Europe’s long crypto transition quietly ended. The Markets in Crypto-Assets Regulation (MiCA) moved from framework to…
The Instant Mandate Crisis: 20-25% Card Volume at Risk as Banks Pivot to SCT Inst
Updated:10 Mins Read
The European payments landscape entered a structurally different phase after the October 2025 enforcement of the Instant Payments Regulation (IPR).…
Breaking: EU Reaches Deal on PSD3 & PSR – New Fraud Liability for Online Platforms
Updated:9 Mins Read
On 27 November 2025, EU legislators reached a provisional political agreement on the Third Payment Services Directive (PSD3) and the…
In December 2025, Reuters reported that the EU Council had endorsed a negotiating position supporting the development of a digital…
Europe’s Banks Brace for 24/7 Euro Transfers as Instant Payments Regulation Reaches Final Implementation
Updated:8 Mins Read
European banks and payment service providers (PSPs) have entered a new operating reality. As of 9 October 2025, the EU’s…
EU Instant Payments Regulation Becomes Operational from 9 October 2025: Faster, Safer Euro Transfers
Updated:9 Mins Read
On 9 October 2025, the EU’s Instant Payments Regulation (IPR) moved from policy to day-to-day operating reality. For payment service…
Verification of Payee (VoP) is Now Mandatory: What European PSPs Must Do Immediately
Updated:7 Mins Read
The Verification of Payee (VoP) scheme has formally moved from preparation to enforcement. The European Payments Council confirmed that its…