Instant Payments Regulation (IPR): Merchant Readiness Checklist for 24/7 Euro Transfers
Instant euro transfers are no longer an optional upgrade. With the Instant Payments Regulation (IPR), they are becoming a regulatory…
Instant Payments Explained: What Real-Time Really Means for Merchants in 2026
Instant payments have moved from “emerging” to expected in a surprisingly short amount of time. In many markets, customers now…
Real-Time Transaction Monitoring 2026: Moving From Batch Alerts to Always-On Risk Decisioning (and Cutting False Positives)
For years, transaction monitoring has operated on a delayed logic. Transactions were processed, alerts were generated in batches, and risk…
Australia 2026 Payments Deep Dive: How NPP, PayTo & the RBA’s Retail Payments Review Reshape High-Risk Merchant Strategy
Australia is quietly becoming one of the most important payment laboratories in the world. While many markets are still debating…
The Post-Card Era: How Tokenised Deposits & Embedded Finance Are Replacing Traditional Rails by 2026
For four decades, card networks have shaped how global commerce works. They enabled online payments, cross-border acceptance, and scale but…
Europe’s Instant Payments & Open Banking Landscape 2026: Where A2A Can Replace Cards for High-Risk Merchants
Europe’s payment landscape is undergoing one of its most significant structural shifts in a decade. With the EU’s Instant Payments…
Cross-Rail Payment Optimisation: Using Data to Balance Cards, A2A, Wallets & APMs in High-Risk Markets (2026 Edition)
The era of relying on a single payment rail is over. By 2026, merchants operating in high-risk and cross-border environments…
Real-Time Payments Diagnostics: How Merchants Use Live Issuer Feedback, Risk Scores & Acquirer Health Signals to Optimise Acceptance in 2026
For years, merchants optimised their payment performance using static rules: fixed routing preferences, monthly acquirer reviews, and after-the-fact reporting. That…
The 2026 A2A Playbook: Choosing Between Cards, Open Banking, and Instant Payment Rails
By 2026, merchants and PSPs will be operating in a very different payment environment from the one shaped by card…

