PSD3 & PSR for Merchants: A Practical Readiness Playbook for 2026
On paper, PSD3 and the new Payment Services Regulation (PSR) are aimed at payment service providers, not merchants. That distinction…
Europe 2026 High-Risk Payments Map: Where FX, Gaming, Adult, CBD & Travel Merchants Can Actually Get Processing and Settlements
Europe has always been a paradox for high-risk merchants. It is one of the world’s most advanced digital payments regions,…
Europe’s Instant Payments & Open Banking Landscape 2026: Where A2A Can Replace Cards for High-Risk Merchants
Europe’s payment landscape is undergoing one of its most significant structural shifts in a decade. With the EU’s Instant Payments…
European Wallets & APMs 2026: How Wero, Klarna, iDEAL & Local Rails Change Checkout Strategy for High-Risk Merchants Outline
Introduction For more than a decade, European e-commerce was shaped by a predictable checkout pattern: cards first, PayPal as backup,…
The PSD3/PSR Impact Blueprint: What High-Risk Merchants Must Change Before the Final 2026 Enforcement Cycle
The European payments landscape is entering its most significant regulatory shift since PSD2. With PSD3 and the new Payment Services…
Compliance-First Market Entry: How to Map Licensing, FX Controls and Data Rules Before Switching On Payments in 2026
In 2026, global expansion teams can no longer rely on the old sequence of launching a product, proving demand, and…
The Conversion-Compliance Balance –How to Optimise Checkout Without Violating PSD3 or AMLD6
Optimising a checkout seems simple in theory: make it fast, make it familiar, make it easy for customers to pay.…
Beyond Gateways: How Payment Orchestration Platforms Are Driving 2026 Merchant Approval Rates
Merchant approval rates in 2026 are shaped by factors far beyond gateway connectivity. Issuer behaviour, stricter PSD3 data requirements, corridor-specific…

