Payment Terminology That Gets Merchants Flagged in 2026: What Acquirers Actually Mean
Most merchants don’t get flagged because they’re doing something wrong. They get flagged because they describe themselves in ways that…
Fake Accounts That Pay (2026): Stopping “Fraud-Funded Onboarding” Where Bots Create Users, Attach Payment Methods, and Monetize Fast
By 2026, fraud no longer waits for scale. It manufactures it. The most damaging fraud patterns facing digital merchants today…
Carding (Card Testing) in 2026: The Merchant Defense Playbook That Stops BIN Attacks Before They Reach Your Acquirer
Card testing used to sit in an awkward corner of fraud operations. Everyone knew it existed, most teams dealt with…
Visa VAMP + Enumeration (2026): Why BIN-Range “Card Testing” Now Creates Measurable Scheme-Program Risk
For years, card testing and enumeration lived in an uncomfortable grey zone. Everyone knew it was bad. Everyone dealt with…
Card Testing Defense 2026: The Modern Tool Stack (Bot Management + Adaptive Rate-Limiting + “Auth Hygiene”)
Card testing has evolved into a form of automated reconnaissance rather than opportunistic fraud. In 2026, attackers no longer rely…
Impersonation Fraud 2026: How Fraud Models Detect “Someone Pretending to Be You” Before Payments and Payouts Are Approved
Impersonation fraud has emerged as one of the most consequential identity risks facing payment ecosystems in 2026. Unlike traditional fraud…
Mastercard Disputes 2026: Building “Compelling Evidence by Design” Using the 2025 Chargeback Guide
For years, chargeback prevention and chargeback recovery were treated as separate disciplines. Prevention focused on reducing disputes through fraud controls…
Pre-Dispute Alerts 2026: How Ethoca/Verifi-Style “Early Warning” Workflows Reduce Chargebacks Before They Exist
Chargeback management has traditionally been reactive. A dispute is raised, evidence is gathered, representation is submitted, and the outcome is…
Real-Time Transaction Monitoring 2026: Moving From Batch Alerts to Always-On Risk Decisioning (and Cutting False Positives)
For years, transaction monitoring has operated on a delayed logic. Transactions were processed, alerts were generated in batches, and risk…
Sanctions, Screening & Payments in the Middle East: Why PSP Compliance Is Getting Stricter in 2026
The Middle East is entering 2026 as one of the fastest-growing payments corridors in the world and one of the…
From Rules to Probabilities: How Risk Scoring Frameworks Are Shifting to “Likelihood × Impact” Models in 2026
For years, fraud and risk systems have been built around a simple assumption: a transaction is either safe or unsafe.…
Transaction Risk ≠ Customer Risk: Why 2026 Scoring Frameworks Separate Identity Trust from Payment Intent
In 2026, one of the most persistent failures in fraud prevention is not a lack of data or sophistication, but…
Context-Aware Risk Scoring 2026: Why Time, Channel, and Behaviour Now Outweigh Static Fraud Signals
Fraud in 2026 rarely announces itself through obvious red flags. The most damaging payment losses increasingly originate from transactions that…
Dynamic Risk Orchestration: How 2026 Payment Stacks Combine AI, SCA Exemptions & Real-Time Routing to Balance Fraud and Conversion
For years, merchants relied on fixed fraud rules and predictable authentication flows to manage risk. A transaction was either safe…
Fraud Velocity & Transaction Sequence Modelling: The 2026 Guide to Detecting Bot Attacks, Card Testing & Rapid-Fire Abuse
Over the past two years, fraud has changed shape. Instead of slow, isolated attempts, PSPs are now seeing bursts of…
Early-Warning Systems for Fraud: How 2026 PSPs Predict Chargebacks Weeks Before They Happen
Chargebacks rarely begin at the moment a customer files a dispute. By 2026, PSPs will have learned that the earliest…
Predictive Risk Models 2026: How Merchants Use Behavioural, Device & Payment Graph Data to Prevent Fraud Before Checkout
Fraud in 2026 no longer behaves like a series of isolated attacks that merchants can block with static rules, velocity…
Transaction-Level AI: How PSPs Use Predictive Fraud Models to Cut Chargebacks and False Declines
Payment fraud is evolving faster than traditional decisioning systems can respond. As digital commerce expands across cards, A2A payments, mobile…
Beyond PCI: How Network Tokenisation is Becoming the New Compliance Baseline in 2026
Card security has always been shaped by one principle: protect the PAN. For nearly two decades, PCI DSS defined how…
15 Ways to Reduce Chargebacks (Quick Tips for Merchants)
Chargebacks remain one of the most critical operational and financial threats to merchants. Each dispute not only reverses revenue but…

