Chargebacks vs Refunds vs Reversals: Dispute Language Merchants Must Get Right in 2026
By 2026, most chargeback losses are no longer caused by fraud alone. They are caused by misunderstanding. Across payments teams,…
Payment Terminology That Gets Merchants Flagged in 2026: What Acquirers Actually Mean
Most merchants don’t get flagged because they’re doing something wrong. They get flagged because they describe themselves in ways that…
Impersonation Fraud 2026: How Fraud Models Detect “Someone Pretending to Be You” Before Payments and Payouts Are Approved
Impersonation fraud has emerged as one of the most consequential identity risks facing payment ecosystems in 2026. Unlike traditional fraud…
Mastercard Disputes 2026: Building “Compelling Evidence by Design” Using the 2025 Chargeback Guide
For years, chargeback prevention and chargeback recovery were treated as separate disciplines. Prevention focused on reducing disputes through fraud controls…
Pre-Dispute Alerts 2026: How Ethoca/Verifi-Style “Early Warning” Workflows Reduce Chargebacks Before They Exist
Chargeback management has traditionally been reactive. A dispute is raised, evidence is gathered, representation is submitted, and the outcome is…
Real-Time Transaction Monitoring 2026: Moving From Batch Alerts to Always-On Risk Decisioning (and Cutting False Positives)
For years, transaction monitoring has operated on a delayed logic. Transactions were processed, alerts were generated in batches, and risk…
From Rules to Probabilities: How Risk Scoring Frameworks Are Shifting to “Likelihood × Impact” Models in 2026
For years, fraud and risk systems have been built around a simple assumption: a transaction is either safe or unsafe.…
Transaction Risk ≠ Customer Risk: Why 2026 Scoring Frameworks Separate Identity Trust from Payment Intent
In 2026, one of the most persistent failures in fraud prevention is not a lack of data or sophistication, but…
Context-Aware Risk Scoring 2026: Why Time, Channel, and Behaviour Now Outweigh Static Fraud Signals
Fraud in 2026 rarely announces itself through obvious red flags. The most damaging payment losses increasingly originate from transactions that…
Early-Warning Systems for Fraud: How 2026 PSPs Predict Chargebacks Weeks Before They Happen
Chargebacks rarely begin at the moment a customer files a dispute. By 2026, PSPs will have learned that the earliest…
AI in High-Risk Underwriting: How PSPs Use Machine Learning to Assess Merchant Risk Profiles, Chargeback Probability & Business Model Red Flags
Underwriting has entered a new era. By 2026, the volume, complexity and global distribution of high-risk merchants have evolved far…
The 2026 Merchant Underwriting Framework: How PSPs Assess High-Risk Businesses Under PSD3, FCA & Global AML Standards
Merchant underwriting is undergoing its most significant transformation in over a decade. What was once a largely documentation-driven onboarding checkpoint…
Chargeback Intelligence 2026: How High-Risk Merchants Use Data, BIN Behaviour & Issuer Patterns to Prevent Disputes Before They Happen
Chargebacks have always been a cost of doing business for high-risk merchants, but the landscape entering 2026 reflects a far…

