Close Menu
Payment MentorsPayment Mentors
    What's Hot

    MiCA Hard Enforcement Begins: CASPs Without EU Licences Face Immediate Market Exit

    December 30, 2025

    The Instant Mandate Crisis: 20-25% Card Volume at Risk as Banks Pivot to SCT Inst

    December 30, 2025

    Breaking: EU Reaches Deal on PSD3 & PSR – New Fraud Liability for Online Platforms

    December 30, 2025
    Facebook X (Twitter) Instagram Threads
    Payment MentorsPayment Mentors
    • Home
    • Industries
      • CBD & Supplements
      • Forex & Crypto
      • Gambling & iGaming
      • Subscriptions & Continuity Businesses
      • Adult & Dating
      • Travel & Ticketing
    • Technology
      • PSPs, Acquirers & Gateways
      • Payment Orchestration
      • Open Banking & Instant Payments
      • Alternative Payment Methods (APMs)
      • Tokenization & 3DS2
      • Fraud Detection & AI Tools
    • Strategy
      • Choosing the Right PSP
      • Multi-Acquiring & Redundancy
      • Conversion Optimization
      • Cross-Border Settlements
      • Expansion into New Markets
    • Compliance
      • AML & KYC Requirements
      • Chargebacks & Dispute Management
      • Global Licensing & Legal Updates
      • Merchant Underwriting
    • Insights
      • AI in Payments
      • Data-Driven Payment Optimization
      • Predictive Risk Analytics
      • Future of Fintech & CBDCs
    • Markets
      • Europe
      • Australia & New Zealand
      • LATAM
      • Africa
      • Asia
      • Middle East
      • Southeast Asia
    • Risk
      • Fraud Models & Tools
      • Chargeback Prevention
      • Risk Automation
      • Risk Scoring Frameworks
      • BIN Attacks, Synthetic Fraud
    • Resources
      • Payment Glossary
      • Regulatory Checklists
    • News
      • Emerging Payment Trends
      • EU Regulatory Updates
    Payment MentorsPayment Mentors
    Home » merchant risk

    Chargebacks vs Refunds vs Reversals: Dispute Language Merchants Must Get Right in 2026

    December 26, 2025Updated:December 29, 202520 Mins Read

    By 2026, most chargeback losses are no longer caused by fraud alone. They are caused by misunderstanding. Across payments teams,…

    Payment Terminology That Gets Merchants Flagged in 2026: What Acquirers Actually Mean

    December 26, 2025Updated:December 26, 202516 Mins Read

    Most merchants don’t get flagged because they’re doing something wrong. They get flagged because they describe themselves in ways that…

    Impersonation Fraud 2026: How Fraud Models Detect “Someone Pretending to Be You” Before Payments and Payouts Are Approved

    December 24, 2025Updated:December 29, 202518 Mins Read

    Impersonation fraud has emerged as one of the most consequential identity risks facing payment ecosystems in 2026. Unlike traditional fraud…

    Mastercard Disputes 2026: Building “Compelling Evidence by Design” Using the 2025 Chargeback Guide

    December 24, 2025Updated:December 29, 202524 Mins Read

    For years, chargeback prevention and chargeback recovery were treated as separate disciplines. Prevention focused on reducing disputes through fraud controls…

    Pre-Dispute Alerts 2026: How Ethoca/Verifi-Style “Early Warning” Workflows Reduce Chargebacks Before They Exist

    December 23, 2025Updated:December 23, 202516 Mins Read

    Chargeback management has traditionally been reactive. A dispute is raised, evidence is gathered, representation is submitted, and the outcome is…

    Real-Time Transaction Monitoring 2026: Moving From Batch Alerts to Always-On Risk Decisioning (and Cutting False Positives)

    December 23, 2025Updated:December 23, 202520 Mins Read

    For years, transaction monitoring has operated on a delayed logic. Transactions were processed, alerts were generated in batches, and risk…

    From Rules to Probabilities: How Risk Scoring Frameworks Are Shifting to “Likelihood × Impact” Models in 2026

    December 22, 2025Updated:December 29, 202519 Mins Read

    For years, fraud and risk systems have been built around a simple assumption: a transaction is either safe or unsafe.…

    Transaction Risk ≠ Customer Risk: Why 2026 Scoring Frameworks Separate Identity Trust from Payment Intent

    December 22, 2025Updated:December 29, 202517 Mins Read

    In 2026, one of the most persistent failures in fraud prevention is not a lack of data or sophistication, but…

    Context-Aware Risk Scoring 2026: Why Time, Channel, and Behaviour Now Outweigh Static Fraud Signals

    December 22, 2025Updated:December 23, 202519 Mins Read

    Fraud in 2026 rarely announces itself through obvious red flags. The most damaging payment losses increasingly originate from transactions that…

    Early-Warning Systems for Fraud: How 2026 PSPs Predict Chargebacks Weeks Before They Happen

    December 9, 2025Updated:December 11, 202519 Mins Read

    Chargebacks rarely begin at the moment a customer files a dispute. By 2026, PSPs will have learned that the earliest…

    AI in High-Risk Underwriting: How PSPs Use Machine Learning to Assess Merchant Risk Profiles, Chargeback Probability & Business Model Red Flags

    December 9, 2025Updated:December 9, 202521 Mins Read

    Underwriting has entered a new era. By 2026, the volume, complexity and global distribution of high-risk merchants have evolved far…

    The 2026 Merchant Underwriting Framework: How PSPs Assess High-Risk Businesses Under PSD3, FCA & Global AML Standards

    December 8, 2025Updated:December 24, 202516 Mins Read

    Merchant underwriting is undergoing its most significant transformation in over a decade. What was once a largely documentation-driven onboarding checkpoint…

    Chargeback Intelligence 2026: How High-Risk Merchants Use Data, BIN Behaviour & Issuer Patterns to Prevent Disputes Before They Happen

    December 5, 2025Updated:December 5, 202524 Mins Read

    Chargebacks have always been a cost of doing business for high-risk merchants, but the landscape entering 2026 reflects a far…

    Most Popular

    Token Lifecycle Management: How 2026 Merchants Are Using Network Tokens to Boost Approval and Retention

    November 29, 202553 Views

    MiCA Hard Enforcement Begins: CASPs Without EU Licences Face Immediate Market Exit

    December 30, 202548 Views

    Transaction-Level AI: How PSPs Use Predictive Fraud Models to Cut Chargebacks and False Declines

    December 3, 202545 Views
    Our Picks

    MiCA Hard Enforcement Begins: CASPs Without EU Licences Face Immediate Market Exit

    December 30, 2025

    The Instant Mandate Crisis: 20-25% Card Volume at Risk as Banks Pivot to SCT Inst

    December 30, 2025

    Breaking: EU Reaches Deal on PSD3 & PSR – New Fraud Liability for Online Platforms

    December 30, 2025
    Popular Categories
    • Home
    • Expansion into New Markets
    • Payment Orchestration
    • Gambling & iGaming
    • Cross-Border Settlements
    • Conversion Optimization
    • Alternative Payment Methods (APMs)
    • Chargeback Prevention
    • Fraud Models & Tools
    • Risk Scoring Frameworks

    Type above and press Enter to search. Press Esc to cancel.