PSD3 & PSR for Merchants: A Practical Readiness Playbook for 2026
Updated:12 Mins Read
On paper, PSD3 and the new Payment Services Regulation (PSR) are aimed at payment service providers, not merchants. That distinction…
Why Southeast Asia Still Can’t Scale Payments as One Market (and What Merchants Must Do Instead in 2026)
Updated:18 Mins Read
If you’ve spent any time looking at expansion decks for Southeast Asia, the narrative is always the same: 680 million…
Designing Payments for the Gulf Consumer: Why Middle East Checkout Behaviour Defies Global Assumptions in 2026
Updated:18 Mins Read
For many global merchants, checkout design is built on a familiar assumption: cards first, everything else as an optimisation layer.…
The Gulf’s Wallet Push: Why Digital Wallet Regulation Is Reshaping Consumer Payments in the UAE & Saudi Arabia
Updated:17 Mins Read
Across the Gulf, digital wallets are no longer treated as lightweight fintech add-ons. By 2026, regulators in the UAE and…
Sanctions, Screening & Payments in the Middle East: Why PSP Compliance Is Getting Stricter in 2026
Updated:19 Mins Read
The Middle East is entering 2026 as one of the fastest-growing payments corridors in the world and one of the…
Asia’s Payment Fragmentation Problem: Why Merchants Must Design Country-by-Country Checkout Strategies in 2026
Updated:17 Mins Read
For many global merchants, “Asia” is still treated as a single expansion decision. One checkout flow, one set of payment…
Nigeria’s 2026 Cash-Withdrawal Clampdown: How New Cash Policies Push Merchants Toward Instant Payments, USSD, and Better AML Controls
Updated:20 Mins Read
From January 1, 2026, cash stopped being a neutral operating choice for Nigerian merchants. The Central Bank of Nigeria’s revised…
Australia 2026 Payments Deep Dive: How NPP, PayTo & the RBA’s Retail Payments Review Reshape High-Risk Merchant Strategy
Updated:20 Mins Read
Australia is quietly becoming one of the most important payment laboratories in the world. While many markets are still debating…
Europe 2026 High-Risk Payments Map: Where FX, Gaming, Adult, CBD & Travel Merchants Can Actually Get Processing and Settlements
Updated:15 Mins Read
Europe has always been a paradox for high-risk merchants. It is one of the world’s most advanced digital payments regions,…
European Wallets & APMs 2026: How Wero, Klarna, iDEAL & Local Rails Change Checkout Strategy for High-Risk Merchants Outline
Updated:23 Mins Read
Introduction For more than a decade, European e-commerce was shaped by a predictable checkout pattern: cards first, PayPal as backup,…
CBDCs & High-Risk Payments 2026: How Central Bank Digital Currencies Will Reshape Acquiring, Settlement & Merchant Risk
Updated:27 Mins Read
Until recently, Central Bank Digital Currencies (CBDCs) sounded like a distant policy experiment interesting to economists, but disconnected from real…
Underwriting for Cross-Border Merchants: How PSPs Rate Jurisdiction, FX Exposure, AML Risk & Payment Rail Compliance in 2026
Updated:22 Mins Read
Cross-border merchants face a level of underwriting scrutiny that is significantly higher than domestic businesses. By 2026, PSPs must evaluate…
2026 Global Acquiring Rulebook: How Visa, Mastercard, and Regional Regulators Reshape Legal Obligations for High-Risk MCCs
Updated:22 Mins Read
The global acquiring landscape is entering one of its most significant reform cycles in over a decade. By 2026, Visa,…
The PSD3/PSR Impact Blueprint: What High-Risk Merchants Must Change Before the Final 2026 Enforcement Cycle
Updated:22 Mins Read
The European payments landscape is entering its most significant regulatory shift since PSD2. With PSD3 and the new Payment Services…
The Conversion-Compliance Balance –How to Optimise Checkout Without Violating PSD3 or AMLD6
Updated:19 Mins Read
Optimising a checkout seems simple in theory: make it fast, make it familiar, make it easy for customers to pay.…
Beyond PCI: How Network Tokenisation is Becoming the New Compliance Baseline in 2026
Updated:37 Mins Read
Card security has always been shaped by one principle: protect the PAN. For nearly two decades, PCI DSS defined how…
15 Ways to Reduce Chargebacks (Quick Tips for Merchants)
Updated:17 Mins Read
Chargebacks remain one of the most critical operational and financial threats to merchants. Each dispute not only reverses revenue but…