Perpetual KYC (pKYC) in 2026: How High-Risk PSPs Can Replace Periodic Reviews With Always-On, Event-Triggered Customer Risk Monitoring
Updated:15 Mins Read
In high-risk payment environments, customer risk does not change on a fixed schedule. Ownership can shift, transaction behaviour can change,…
AI in High-Risk Underwriting: How PSPs Use Machine Learning to Assess Merchant Risk Profiles, Chargeback Probability & Business Model Red Flags
Updated:21 Mins Read
Underwriting has entered a new era. By 2026, the volume, complexity and global distribution of high-risk merchants have evolved far…
Underwriting for Cross-Border Merchants: How PSPs Rate Jurisdiction, FX Exposure, AML Risk & Payment Rail Compliance in 2026
Updated:22 Mins Read
Cross-border merchants face a level of underwriting scrutiny that is significantly higher than domestic businesses. By 2026, PSPs must evaluate…
The 2026 Merchant Underwriting Framework: How PSPs Assess High-Risk Businesses Under PSD3, FCA & Global AML Standards
Updated:16 Mins Read
Merchant underwriting is undergoing its most significant transformation in over a decade. What was once a largely documentation-driven onboarding checkpoint…
Building an AML & KYC Operating Model That Survives Bank and PSP Due Diligence in 2026
Updated:17 Mins Read
AML and KYC requirements for payment companies are entering a new phase. Banks, acquirers and upstream PSPs are applying stricter…