The Instant Mandate Crisis: 20-25% Card Volume at Risk as Banks Pivot to SCT Inst
Updated:10 Mins Read
The European payments landscape entered a structurally different phase after the October 2025 enforcement of the Instant Payments Regulation (IPR).…
In December 2025, Reuters reported that the EU Council had endorsed a negotiating position supporting the development of a digital…
Europe’s Banks Brace for 24/7 Euro Transfers as Instant Payments Regulation Reaches Final Implementation
Updated:8 Mins Read
European banks and payment service providers (PSPs) have entered a new operating reality. As of 9 October 2025, the EU’s…
EU Instant Payments Regulation Becomes Operational from 9 October 2025: Faster, Safer Euro Transfers
Updated:9 Mins Read
On 9 October 2025, the EU’s Instant Payments Regulation (IPR) moved from policy to day-to-day operating reality. For payment service…
PSD3 & PSR for Merchants: A Practical Readiness Playbook for 2026
Updated:12 Mins Read
On paper, PSD3 and the new Payment Services Regulation (PSR) are aimed at payment service providers, not merchants. That distinction…
Europe’s Instant Payments & Open Banking Landscape 2026: Where A2A Can Replace Cards for High-Risk Merchants
Updated:20 Mins Read
Europe’s payment landscape is undergoing one of its most significant structural shifts in a decade. With the EU’s Instant Payments…