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    Home » Risk, Fraud & Chargeback Management

    Fake Accounts That Pay (2026): Stopping “Fraud-Funded Onboarding” Where Bots Create Users, Attach Payment Methods, and Monetize Fast

    December 26, 2025

    Carding (Card Testing) in 2026: The Merchant Defense Playbook That Stops BIN Attacks Before They Reach Your Acquirer

    December 24, 2025

    Visa VAMP + Enumeration (2026): Why BIN-Range “Card Testing” Now Creates Measurable Scheme-Program Risk

    December 24, 2025

    Card Testing Defense 2026: The Modern Tool Stack (Bot Management + Adaptive Rate-Limiting + “Auth Hygiene”)

    December 24, 2025Updated:December 26, 202519 Mins Read

    Card testing has evolved into a form of automated reconnaissance rather than opportunistic fraud. In 2026, attackers no longer rely…

    Impersonation Fraud 2026: How Fraud Models Detect “Someone Pretending to Be You” Before Payments and Payouts Are Approved

    December 24, 2025Updated:December 29, 202518 Mins Read

    Impersonation fraud has emerged as one of the most consequential identity risks facing payment ecosystems in 2026. Unlike traditional fraud…

    Mastercard Disputes 2026: Building “Compelling Evidence by Design” Using the 2025 Chargeback Guide

    December 24, 2025Updated:December 29, 202524 Mins Read

    For years, chargeback prevention and chargeback recovery were treated as separate disciplines. Prevention focused on reducing disputes through fraud controls…

    Pre-Dispute Alerts 2026: How Ethoca/Verifi-Style “Early Warning” Workflows Reduce Chargebacks Before They Exist

    December 23, 2025Updated:December 23, 202516 Mins Read

    Chargeback management has traditionally been reactive. A dispute is raised, evidence is gathered, representation is submitted, and the outcome is…

    Real-Time Transaction Monitoring 2026: Moving From Batch Alerts to Always-On Risk Decisioning (and Cutting False Positives)

    December 23, 2025Updated:December 23, 202520 Mins Read

    For years, transaction monitoring has operated on a delayed logic. Transactions were processed, alerts were generated in batches, and risk…

    From Rules to Probabilities: How Risk Scoring Frameworks Are Shifting to “Likelihood × Impact” Models in 2026

    December 22, 2025Updated:December 29, 202519 Mins Read

    For years, fraud and risk systems have been built around a simple assumption: a transaction is either safe or unsafe.…

    Transaction Risk ≠ Customer Risk: Why 2026 Scoring Frameworks Separate Identity Trust from Payment Intent

    December 22, 2025Updated:December 29, 202517 Mins Read

    In 2026, one of the most persistent failures in fraud prevention is not a lack of data or sophistication, but…

    Context-Aware Risk Scoring 2026: Why Time, Channel, and Behaviour Now Outweigh Static Fraud Signals

    December 22, 2025Updated:December 23, 202519 Mins Read

    Fraud in 2026 rarely announces itself through obvious red flags. The most damaging payment losses increasingly originate from transactions that…

    Beyond Gateways: How Payment Orchestration Platforms Are Driving 2026 Merchant Approval Rates

    November 21, 2025Updated:November 27, 202532 Mins Read

    Merchant approval rates in 2026 are shaped by factors far beyond gateway connectivity. Issuer behaviour, stricter PSD3 data requirements, corridor-specific…

    PSPs, Push Payments & Liability: How UK/EU APP Scam Rules Will Reshape Gateway Roadmaps in 2026

    November 20, 2025Updated:November 27, 202535 Mins Read

    Authorised Push Payment (APP) scams have become the most disruptive fraud category in the UK and EU, growing in direct…

    PCI DSS 4.0.1 for PSPs & Gateways: What High-Risk Merchants Must Change in 2026

    November 20, 2025Updated:November 27, 202538 Mins Read

    PCI DSS compliance has always been a requirement for anyone handling card payments, but in 2026, its role is very…

    Fraud at 35,000 Feet: The 2026 Guide to Preventing Ticketing Fraud and Synthetic Identities in Travel Payments

    November 20, 2025Updated:November 27, 202536 Mins Read

    The warning signs usually appear at the boarding gate. A passenger’s name is on the manifest, the ticket number checks…

    Cross-Border Acquiring in Travel: How Airlines and OTAs Can Cut FX Loss and Settlement Delays by 2026

    November 18, 2025Updated:November 27, 202526 Mins Read

    In 2026, the commercial success of airlines and online travel agencies (OTAs) hinges as much on their payment infrastructure as…

    The Recurring Revenue Risk Model: How PSPs Underwrite Subscription Merchants in 2026

    November 18, 2025Updated:November 27, 202530 Mins Read

    In 2026, subscription merchants sit at the centre of one of the most significant risk recalibrations in the payments industry.…

    High-Risk FX Management in iGaming: How to Reduce Payout and Settlement Losses in Multi-Currency Markets

    November 17, 2025Updated:November 27, 202530 Mins Read

    In 2026, volatility in global currency markets has quietly become one of the biggest profit leaks in online gaming. Every…

    Instant Payouts and Loyalty: How Real-Time Payment Rails Are Redefining Player Retention in 2026

    November 17, 2025Updated:November 27, 202524 Mins Read

    In iGaming, loyalty has always been a volatile concept. Players move between operators at the tap of an app, comparing…

    15 Ways to Reduce Chargebacks (Quick Tips for Merchants)

    November 17, 2025Updated:November 27, 202517 Mins Read

    Chargebacks remain one of the most critical operational and financial threats to merchants. Each dispute not only reverses revenue but…

    Forex Trading Platform Payment Processing: Fast Deposits and Withdrawals

    November 17, 2025Updated:November 27, 202515 Mins Read

    Speed defines trust in forex trading. In a market that clears $7.5 trillion daily, the ability to fund or withdraw…

    Payment Processing for Online Casinos: Compliance and Growth

    November 17, 2025Updated:November 27, 202517 Mins Read

    An online casino payment gateway acts as a secure bridge between players, operators, and financial institutions. When a player deposits…

    The Hidden Costs of Crypto FX: Managing Volatility, Slippage, and Settlement Risk in 2026

    November 14, 2025Updated:November 27, 202535 Mins Read

    For much of the past decade, crypto-to-fiat foreign exchange was sold as a cheaper, faster, and borderless alternative to traditional…

    Future-Ready CBD & Supplement Payments: Key Trends Shaping 2026

    November 14, 2025Updated:November 27, 202532 Mins Read

    The global CBD and supplements market has transformed from a fringe industry into a regulated, mainstream wellness ecosystem; yet, its…

    Global Sales Channel Solutions: How to Integrate E-commerce, Mobile, and Virtual Terminal Processing for High-Risk

    November 10, 2025Updated:November 27, 202535 Mins Read

    In today’s payment landscape, speed, adaptability, and trust define who survives in high-risk verticals such as iGaming, travel, forex trading,…

    The Payment Gateway Deep Dive: Maximising  Approval Rates with Smart Routing and Cascading Logic

    November 10, 2025Updated:November 27, 202521 Mins Read

    In high-risk industries such as iGaming, forex, adult, and travel, the gateway isn’t just a transactional bridge between the merchant…

    Optimizing Player Payouts in Africa: Leveraging Mobile Money and Localized Instant Payments for Loyalty and Speed

    November 10, 2025Updated:November 27, 202533 Mins Read

    In today’s African gaming market, payouts aren’t simply a back-office task, they’re the moment when trust becomes tangible. For an…

    The Personal Guarantee: How Underwriters Vet the Principals’ Credit Score and Financial History for High-Risk Accounts

    November 10, 2025Updated:November 27, 202535 Mins Read

    When a payment processor agrees to board a high-risk merchant, whether an iGaming operator in Malta or a nutraceutical seller…

    CBD and Cannabis Payment Processing: The Global Offshore Solution for Legal Market Access and Fraud Mitigation

    November 10, 2025Updated:November 27, 202527 Mins Read

    In 2025, CBD and cannabis businesses are expanding faster than the banking frameworks built to support them. What began as…

    The High-Risk Affiliate Payout Crisis: Structuring Commissions to Avoid AML and Fraud Failures in UK iGaming

    November 10, 2025Updated:November 27, 202538 Mins Read

    In 2025, one of the most pressing issues confronting iGaming operators across the UK and Europe isn’t player fraud or…

    Mitigating Sports Betting Fraud in Brazil: The Definitive Guide to Payment Risk in the Regulated LATAM Market

    November 10, 2025Updated:November 27, 202532 Mins Read

    In 2025, Brazil has become the beating heart of Latin America’s regulated iGaming revolution. Following the full implementation of Law…

    High-Risk Merchant Account Underwriting: The Fatal Flaws That Get Your iGaming Application Rejected in Malta and Curacao

    November 6, 2025Updated:November 27, 202540 Mins Read

    The iGaming industry’s growth across Malta and Curaçao has created unprecedented demand for merchant accounts that can handle high-volume, multi-currency…

    How to Negotiate Your Rolling Reserve: A High-Risk Merchant’s Guide to Releasing Capital and Optimising Cash Flow

    November 6, 2025Updated:December 22, 202536 Mins Read

    Imagine processing £250,000 in monthly card payments, only to discover that £25,000 of your own revenue is locked away, invisible…

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    MiCA Hard Enforcement Begins: CASPs Without EU Licences Face Immediate Market Exit

    December 30, 2025

    The Instant Mandate Crisis: 20-25% Card Volume at Risk as Banks Pivot to SCT Inst

    December 30, 2025

    Breaking: EU Reaches Deal on PSD3 & PSR – New Fraud Liability for Online Platforms

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