EU Instant Payments Regulation Becomes Operational from 9 October 2025: Faster, Safer Euro Transfers
Updated:9 Mins Read
On 9 October 2025, the EU’s Instant Payments Regulation (IPR) moved from policy to day-to-day operating reality. For payment service…
Instant Payments Regulation (IPR): Merchant Readiness Checklist for 24/7 Euro Transfers
Updated:20 Mins Read
Instant euro transfers are no longer an optional upgrade. With the Instant Payments Regulation (IPR), they are becoming a regulatory…
Chargebacks vs Refunds vs Reversals: Dispute Language Merchants Must Get Right in 2026
Updated:20 Mins Read
By 2026, most chargeback losses are no longer caused by fraud alone. They are caused by misunderstanding. Across payments teams,…
PSD3 & PSR for Merchants: A Practical Readiness Playbook for 2026
Updated:12 Mins Read
On paper, PSD3 and the new Payment Services Regulation (PSR) are aimed at payment service providers, not merchants. That distinction…
Instant Payments Explained: What Real-Time Really Means for Merchants in 2026
Updated:14 Mins Read
Instant payments have moved from “emerging” to expected in a surprisingly short amount of time. In many markets, customers now…
Payment Terminology That Gets Merchants Flagged in 2026: What Acquirers Actually Mean
Updated:16 Mins Read
Most merchants don’t get flagged because they’re doing something wrong. They get flagged because they describe themselves in ways that…
Transaction-Level AI: How PSPs Use Predictive Fraud Models to Cut Chargebacks and False Declines
Updated:41 Mins Read
Payment fraud is evolving faster than traditional decisioning systems can respond. As digital commerce expands across cards, A2A payments, mobile…